Inheritance Tax Planning
Protect Your Wealth for Future Generations
Careful planning today means your family keeps more tomorrow. We’ll help you navigate inheritance tax with sensitivity and strategy.
Secure Your Legacy With Confidence
Inheritance Tax is no longer an issue confined to the ultra-wealthy. With property values rising and more families holding business or rental assets, a growing number of estates now fall within the IHT threshold. Without forward planning, the impact can be significant—potentially reducing the amount passed on to your heirs by thousands, if not hundreds of thousands, of pounds.
At Brown & Co, we take a clear, calm and structured approach. We begin by understanding your estate, family situation, and long-term intentions. Then, we build a bespoke plan that minimises tax exposure and maximises control—ensuring your legacy is preserved and your loved ones are well looked after.
Our IHT Planning Services
We provide comprehensive inheritance tax planning, tailored to both straightforward estates and more complex arrangements. Our services include:
Estate valuation and exposure analysis, helping you understand the IHT risk across your property, savings, investments, and business holdings
Strategic use of allowances, including the Nil-Rate Band, Residence Nil-Rate Band, annual exemptions, and gift allowances
Gifting strategies, assessing the best way to pass on wealth during your lifetime while remaining within HMRC rules
Trust planning, where appropriate, to manage large gifts or provide long-term financial support for family members
Use of life insurance as a planning tool to cover potential IHT liabilities without eroding your estate
Specialist guidance for business owners, including Business Relief and Agricultural Relief
Coordinated planning with your solicitor, ensuring wills, estate plans, and tax strategies are all aligned for maximum effect
Our advice is always practical and realistic—designed to protect your assets without compromising your quality of life.
Plan Today to Protect Tomorrow
Leaving a legacy should be a rewarding experience—not a financial burden for those you leave behind. With Brown & Co, you can put the right plans in place now to ensure more of your wealth ends up where you intend.